Can you really save if you choose to bundle insurance?

What is bundling insurance?

Bundling is a common term for the purchase of more than one policy.

Why should I consider bundling my policies?

That’s a two-word answer: simplicity and savings^{footnote 1}. Let’s say you have auto insurance and homeowners insurance from two different companies. This means you may be dealing with multiple agents and managing two bills. Bundling can be a way to help simplify that picture, bringing all your policies together in one place to help save you time, effort and money.^{footnote 1}

For example, if you bundle home and auto insurance, you can get the coverage and service you want, plus other possible advantages such as:

• Potential for cost savings
• Consolidated insurance information in one location
• Possibility of a single agent for your insurance needs
• Potential time savings when filing a claim for a single event that damages both your home and auto

With many insurance companies recommending bundling insurance policies, it will come as no surprise that we recommend you choose to bundle with State Farm®.

Bundling tips

Learn ways to help effectively bundle your insurance policies.

1. Evaluate your insurance needs
2. Compare home and auto insurance bundle quotes
3. Consider coverage options like limits, deductibles and endorsements
4. Research all bundling options like auto and renters' insurance or auto and life insurance
5. Review your insurance policies annually

Keep in mind that bundling is just one factor in your savings equation. Ask yourself, “How much coverage do I need?” This can help determine the coverage options you select. And there’s a range of options available for home, renters, condo, and life insurance policies as well as auto. Fortunately, your State Farm agent can help you select the options, limits and deductibles that best meet your needs. And in the end, you’ll have your own Personal Price Plan®^{footnote 2}.

For example, bundling home and auto means an average savings of $1,273 a year^{footnote 3} (around $106 a month). Discounts like Drive Safe & Save® could save you even more – up to 30%^{footnote 4}.

State Farm agents specialize in personal service — getting to know you and your situation so they can understand your needs.

For simplicity, you’ll be able to view all of your policies in one place by simply logging in to your online account or downloading our mobile app.

Bundling options

As the name implies, bundling generally involves the purchase of at least two different policies. Since most states require drivers to purchase auto insurance, that will most likely be the first policy in your bundle. From there, it just depends on what other coverage you need.

Auto and home

A home and auto insurance bundle with us could help save you money, simplify your bills and help protect your two biggest investments.

Auto and condo

It’s just as simple to create a car and condo insurance bundle that helps protect your ride, your home and your budget.

Auto and renters

Beyond our competitively priced renters insurance, an auto and renters insurance bundle could save you up to $704 a year.^{footnote 3}

Auto and life insurance

State Farm’s life insurance helps protect the people in your life who matter most. And bundling it with a State Farm auto policy could help you save money.

Multiple automobile discount

If there are two or more vehicles in your driveway that are owned by family members and insured by State Farm, you may qualify for a multi-car discount which can save you as much as 20%^{footnote 1}.

How do I start?

Talk to your agent. Don’t have one? You can contact one of our State Farm agents today.

For over 100 years we’ve been helping people save money as they manage the risks of everyday life. We can help you, too. Like a good neighbor, State Farm is there.®